Q: If I have some problems with my payments, what should I do?
A: The most important thing you can do for yourself is to make your payment on time and in full. In the unlikely event you will be late for a scheduled payment, it is extremely important that YOU contact Mission Auto Finance and let us know BEFORE the payment is due. You can call, email or stop in. We do understand that people sometimes experience financial setbacks. It is your loan. It is up to you to keep the lines of communication open.
Q: If I want to be approved for a loan and vehicle, what do I have to do?
A: It's easy! Stop by one of our offices and talk to one of our credit specialists in person. They will speak to you about your credit situation in a relaxed, no-pressure manner. Once your budget and needs are established, you can select a vehicle. Call us or fill out the information in the contact page, and one of our credit specialists will personally review it. Then we contact you by phone or email within a few hours
Q: I have a bankruptcy, can you arrange financing for me?
A: Yes! If you have filed a Chapter 7 we may ask you to bring some paperwork with you confirming this is discharged- If you have filed a Chapter 13 we may ask for a Letter of No Position.
Q: What types of people get car loans?
A: Our credit group finances all kinds of people. We understand that good people can get into tough situations due to medical bills, bankruptcy, divorce, and sometimes do have credit problems. We look at your present situation not your past credit issues.
Q: How do the payments work?
A: Payments can be weekly, bi-weekly, or monthly, based on income, your personal situation and the vehicle purchased. We are able to provide more flexible financing options than new car and ordinary used car dealerships. Remember we own the bank that finances our cars. The decisions are ours to make. This gives us an advantage the other guys just don’t have. Payments are usually made at our office but can be mailed in or even made online. We will custom design a financing program based on what your needs are and what your credit situation is.
Q: What are the requirements for a loan approval?
A: The requirements are EASY! To get a loan through our credit group,you will need a valid Ohio Driver’s License, most recent pay stubs or proof of income, proof of full coverage insurance, a utility or phone, your trade if you have one, and any down payment you may have. Call and talk with one of our friendly credit specialists. We’ll be happy to show you vehicles that fit your budget and credit situation.
Q: How long is the loan term?
A: It varies depending on the price of the car. Since we're the bank, our interest rates and payments are affordable, and we offer terms up to 12-30 months to allow you a quick payoff on your car.
For an further information on our payment plans, call today.